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Medical Transcription at Home as an Employee
By: Diana Owen

There is a lot on the internet about starting your own medical transcription business and that is a wonderful idea!  But did you know you can work from home as an employee just as if you worked in a hospital or doctor's office?  You can move anywhere and take your job with you.

When starting a medical transcription business, you would need to contact doctors and hospitals to retain them as clients.  This is why being an employee is so attractive.  It is sometimes difficult to get your own clients if you live in smaller cities or rural areas.  There usually isn't much employment at all in rural and smaller areas, let alone clinics or hospitals to find the work.  Many people have to commute a good distance to find work, which is costly, considering gas prices, clothing, meals, child care, etc.   

If you are an experienced transcriptionist and generally have around one to two years experience, you could be hired by the many companies in the United States that will provide the work for you.  Many of these companies have health insurance, 401K, life insurance, paid time off, life insurance and other benefits.  You can also work part time, less than 40 hours a week and still get some benefits. 

Another advantage is if you move anywhere you can take your job with you and that truly is a luxury.  Although the pay is somewhat less than it would be if you had your own business, you can make a good living from transcription at home with a company providing you the transcription work and avoid all the headaches of self employment taxes, paying for your own benefits, etc., that come with starting your own transcription business. 

Working from home as an employee is a very good option, when starting your own business is not feasible because of your location and when the extra mounds of work of running a business comes into play. 

Diana Owen, Medical Transcriptionist

Article Source: http://www.homebusinessresourcedirectory.com Authors Bio: Diana Owen has worked at home as a transcriptionist for 10 years now.  She has written a book placing emphasis on employee status rather than starting a business from scratch entitled “Medical Transcription at Home” 
http://www.medical-transcription-home.com

Overcoming Your Husband's Objections To Telecommuting 

Nell Taliercio

If you are an aspiring work from home mom, you may have already heard these common objections from your husband (and perhaps that nagging mother in law):

We shouldn't have to pay for an extra phone line.
We can't afford to upgrade the computer.
The company should pay for the transcription equipment.
You will be wasting your time and not making a "real" income.
Why can't you keep your "real job" / get a "real job"?
So how can you overcome these objections? It's simple.

The secret is in numbers. Men understand figures and costs.

If you are presently working outside of the home, what kind of expenses do you have?

You may have car insurance on a second car you wouldn't need. Add in the cost of routine maintenance, gas, repairs, eating out at lunch time, that coffee you grab on the way to work, professional clothing, dry cleaning, a second cell phone, and if you have children, DAYCARE! Note that these expenses are ongoing.

Now compare that to getting started with a telecommuting company as an independent contractor.

Once you have your home office set up, your only monthly expenses will be the added telephone line (if required), high speed internet (most people like to have that anyway), and the electricity you are using (which is a very minimal amount).

Not everyone has these figures readily available, so I thought I would ask my good friend to share her monthly expenses from when she worked outside of the home as compared to what her current expenses are.

Working Outside of the Home

Gas - $78 (drives an average of 30 miles a day, or 650 miles a month)
Insurance on second vehicle - $107
Car payment on second vehicle - $289
Maintenance allowance $7.00 (towards the cost of routine oil changes)
Daycare (1 kid) - $540
Clothing - $60 (towards a yearly budget)
Cell Phone - $80
Lunches - $130 (She ate out roughly three times a week)
Coffee – $76 (She stopped every day at Starbucks for a __mocha)
TOTAL MONTHLY EXPENSES - $1367

INCOME - $2080 at 40 hours per week and $12/hour

PROFIT – only $713 for an entire month!

Working from Home

The car was sold, so she eliminated the costs of gas, insurance, repairs, and the hefty car payments. Her son no longer went to daycare. She could go to work in her sweats, eliminating the need for work wear. She discontinued her cell phone service as soon as the contract was up and she eats lunch at home and makes her own coffee. She is saving a bunch of money!

However, there are a few expenses she now has to include:

High-speed internet - $39
Second phone line - $25
Coffee from home - $20
Lunches at home - $60

Now we will calculate her income at a slightly lower hourly rate, as telecommute jobs typically pay around $9/hour. To be realistic, we will also reduce the working hours to 30, as that is more typical of working from home.

TOTAL MONTHLY EXPENSES - $144

INCOME - $1170 at 30 hours per week

PROFIT – $1026 for an entire month!

What? More profit? Working less hours? What does that ultimately equate to?

A happier mom, which means a happier house because anyone who can work less and keep more of their paycheck will want to jump for joy!


Nell Taliercio is the owner and founder of http://www.telecommutingmoms.com – which is a leading resource website with work at home jobs and everything a telecommuting mom would need. Come visit us today
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Work-At-Home, Freelance, Telecommute Are They Legitimate

 Jeff Solochek

You hear a lot about people making a lot of money working some MLM opportunity but the only problem with these are that you need to make an investment and you have to know a lot of people. I have a guaranteed income each month that covers my rent but I'm at home all the time and not earning any additional money. When my wife and i first arrived in Brunswick we applied at a lot of local businesses but the problem being is that at the present moment we only have one car between us.

I had signed up with Guru over a year ago but pretty much never had pursued it. Guru is a site that says you can make bids on freelance work. The only problem is that you can only have one active profile at a time. With Careerbuilder you can apply for retail sales positions, telemarketing positions, and whatever else gets your fancy. You can do all of this without limitation. I did receive an invitation in some junk mail last week about a low cost trial for a freelance site and i signed up and responded to as many ads as I qualified for.

I got zero replies so I canceled my membership. Otherwise it would have automatically charged my credit card for a full months membership and since I got nothing from the trial i was not about to keep the service. I then did some searches on the Net for articles about freelance, work-at-home jobs, telecommuting, etc. What I learned is that there are a lot of sites that will only give you the right information if you pay a membership fee. These sites are making money off of anybody who signs up but I almost guarantee that none of the members are actually getting and work from these sites.

I spent the day yesterday visiting any freelance work site that didn't charge any fees up front. They may try to get you to sign up for additional services which have a cost but to look at and reply to jobs cost you nothing. Most of the responses i received though were from people trying to get me into some Biz Opp. Or only offering a job where your only compensation is commission after the sale is made.

I have tried commission only work in the past and at first you are all hyped up about the work. This is the same if you have ever signed up for one of theses MLM companies. After a while you get fed up when you find that you were the only person to get really excited about a certain product or Biz. The recruiter's for these opportunities are very good about getting you all excited about the possible money you can make.

I did respond to this one ad that went like this;
Make $500 to $1000 a day Just by Returning Calls.
Not MLM, No Selling, No Inventory, no Start up

It gave an email address that I replied to and today i received a phone call about it. The lady asked me a few questions like could i follow a specific business plan and after i responded positively she told me to call a certain number at 3:00 PM today. I called the number which was a conference call and you could hear all these other people on the phone talking about how they were now making six figures a year from this. Some of the people said that they used to be Police Officers, Teachers, Lawyers, and managers from other industries. What it all boiled down to was the reason they got you to make this call is because they wanted you to hear all the excitement from the other people which would then get you excited. For a $3500 Pledge you would then get other people that would pay the same pledge placed underneath you. You had to advertise the prewritten ad and call anybody who responded.

To me this is like the old chain letter schemes but instead of getting an envelope in the mail you got an email. No product, no ebooks, no trials to anything. All you got was the satisfaction of parting with your money. They told me that if I didn't have the money to go a head and borrow it from somebody. There are so many of these programs out there on the Internet and it never ceases to amaze me how people can actually sleep at night after they have convinced other people to part with their hard earned money. I call these things Scams. No other way to look at it.

Now, i have found that there are some legitimate telework jobs out there. These are opportunities to work on the telephone from your home and actually get paid an hourly wage. I have received some emails today from a few of these companies and I have filled out their applications and gone through their training. The ball is now in their court but if these jobs end up not working out believe me I will not keep this bottled up inside me.

I have come to the realization that you need to stick with sites like Craigslist, Careerbuilder, and Monster and in the search box use keywords like Virtual Employee, freelance, virtual call center, work-at-home call center, or remote employee. Now there are some services out their that will post what you are looking for on a lot of job boards and this is fine if you have the extra money but please be careful with your money.

When you do a search on a site like Google or Yahoo the results that show up first in a box are paid listings. I am under the assumption that these results are MLM or some other type of Biz opp. Remember, any site that is charging a fee is probably only making money by charging you that fee. Guru at least lets you to bid on 10 jobs per month without paying anything. I am giving some though to creating a job board where freelancers will post their portfolio and a company that has a job would then look at thesite for a freelance person. The only money I would make would be from something like Google Adsense or by becoming an Amazon affiliate and letting them suggest books based on a persons search.


Jeffrey Solochek is the Purple Cow of todays writers always adding his own unique wit and humor to everything. http://www.nosugarcoating.info
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